Direct creator payment (standard)
You pay the creator via their configured gateway. The creator handles fulfilment and refunds under their policy and applicable consumer law. AfripayStudio hosts the page and tools.
Afripay Escrow (only when selected)
Funds are held under the Afripay Escrow Agreement until release or refund conditions are met. Escrow rules and disclosures apply only to those transactions—not to ordinary direct-to-creator card or transfer payments.
AfripayStudio subscription
Fees paid to Afripay for software plans follow the Subscription and Billing Terms.