Legal
AfripayStudio is software and hosting operated by Afrigates Digital Limited. In the standard model, creators sell their own offers and collect via their own payment gateways. Escrow—if used—has separate terms. These pages are not a substitute for advice from your own lawyer.
Every Business Launch Report is built using Afripay Studio's proprietary Business Knowledge Base, industry best practices, applicable regulatory guidance, market intelligence, and AI-powered personalization. We explain how recommendations are generated, assign confidence levels where appropriate, and continuously improve our knowledge base based on evolving business practices and user feedback.
Agreements & policiesPlatform Terms of ServiceBinding agreement for using AfripayStudio software, hosting, and related services.Agreements & policiesSeller AgreementBinding terms for creators who publish offers or connect payment gateways on AfripayStudio.Agreements & policiesBuyer Purchase and Refund TermsTerms for customers purchasing products from creators on AfripayStudio-hosted pages.Agreements & policiesSubscription and Billing TermsPlan charges, renewals, cancellation, upgrades, and refunds for AfripayStudio software services.Agreements & policiesAfripay Escrow AgreementSeparate terms only for transactions where Afripay Escrow holds funds and controls release or refund.Agreements & policiesPrivacy PolicyHow AfripayStudio collects, uses, and protects personal data under Nigerian data-protection law.Agreements & policiesAcceptable Use PolicyProhibited products, fraud, abuse, and enforcement on AfripayStudio.Agreements & policiesData Processing AgreementProcessor terms for business customers where AfripayStudio processes personal data on the customer’s behalf.Agreements & policiesCookie Notice and PreferencesCookies, analytics, tracking, and how to manage preferences.Buyer noticesCreator Checkout DisclosureStandard wording for creator checkout pages: seller identity and payment destination.Buyer noticesBuyer Workspace NoticeClarifies AfripayStudio’s role when you use the buyer library or buyer dashboard.Buyer noticesPayment and Refund DisclosureDistinguishes direct creator payments from Afripay Escrow-protected transactions.Agreements & policiesRefunds, Cancellations & Order ChangesIndex of refund and cancel rules for Studio plans, creator purchases, and escrow.DisclaimersEarnings and Results DisclaimerNo guarantee of income, leads, or sales from using AfripayStudio or creator offers.DisclaimersAI Business Report DisclaimerLimitations on Business Launch Reports and AI-generated guidance.DisclaimersBusiness Success CaveatYour responsibilities when using AfripayStudio tools and automation.Trust & transparencyBusiness Intelligence MethodologyHow AfripayStudio creates Business Launch Reports and confidence scores.Agreements & policiesCopyright & Intellectual PropertyPlatform IP and creator content licences (see also Seller Agreement).